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How-To

Welcome to Lanier Federal Credit Union. We are so glad you have decided to join the LFCU family. Click through the links below for information regarding your account and services that LFCU offers our members.

With Online Banking, you can easily manage your account(s) at LFCU. Check balances, transfer funds between accounts, deposit checks, pay bills and even pay other people using Zelle®.

With Mobile Banking, you can easily manage your accounts from anywhere. Simply download the LFCU app and login using your Online Banking credentials. Click to watch the video below for more information.

You can now manage your cards anytime, anywhere from Mobile Banking.

With LFCU's bill pay service, you can set up and pay bills quickly and easily. Check out the videos below for information on how to use our bill pay service.


Bill Pay Overview


How to Add a Bill


Bill Discovery


How to Pay a Bill


E-bill


Auto Pay

With Zelle®, you can send money instantly (in most cases) to people you know*. Check out the videos for how to enroll and send money.


How to Enroll in Zelle®


How to Send Money with Zelle®

Note: you MUST be enrolled in Bill Pay to use Zelle®

For information on using Zelle® safely, please visit https://www.zellepay.com/safety-education/pay-it-safe

*Zelle® is meant to send money between people. Please only send to people you know and trust. As this is an instant payment in most cases, the funds may be unrecoverable. When sending funds to a new contact in Zelle®, you will see a pop up confirming the number and name (if number is registered with Zelle®). Please double check that the name and number match the person you are sending funds too.

With eStatements, you can access your monthly or quarterly statements sooner. No more waiting for the mail nor filing them away, they are now right within Online Banking. Click below for how to sign up for eStatements.

With External Transfers, you can send money to/from accounts* at other institutions. Watch the video below for more information, then login to Online/Mobile banking to get started.


External Transfer Set-Up Instructions

Note: Most transfers take 3-5 business days to complete. When an account is set up, a trial deposit will be initiated and must be completed prior to transferring funds between accounts.

*The primary member on the LFCU account must be the same as the primary account holder for the account that is being transferred to/from.

With mobile deposit, you can deposit a check* from anywhere without having to make a trip to the Credit Union.

Click below for how to get started:

Note: Your check must be endorsed with your signature and "For Mobile Deposit Only at Lanier Federal Credit Union"

*The person(s) the check is made out to MUST be a signer(s) on the account (primary or joint member) No third party checks will be accepted.

Proof of Insurance: Did you know you can submit proof of insurance for your vehicle that is financed with LFCU online? Click here to get started.

Want to get an idea of how much your payment will be? Click here to calculate your payment. (Payment amounts are approximate and will be determined at the time of loan closing. Payment amounts are dependent on current rates and credit score)

Ready to apply for a loan? Click here to get started.

Pay using your Debit Card

You can now make loan payments using your Debit Card with another Financial Institution. Simply call, come by a branch or login to Online Banking and click the Debit Card Payments link to make a payment. You can also set up automatic payments and/or pay by text. A $4.99 processing fee for each transaction does apply. (Note: there maybe some exclusions)

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