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• Give more gifts with Skip-a-Pay

  Apply now and have extra cash on hand through the holidays

  *Skip-a-Payment is not available for home equity line of credit loans, credit cards, pay day alternative loans, overdraft loans or any loans over $100,000.00.  Loans must be older than 90 days and have 3 payments made. No payment extension/deferral in the previous month. No more than 2 extensions/deferrals granted in 2026. All loans must be current at time of request. Skip-a-Payment eligible for month of November or December 2026. Only eligible to skip 1 monthly payment per loan. All parties on loan should sign and agree to terms when available. Primary borrow must sign. $35 transaction fee paid per loan prior to approval. Final approval must be authorized by LFCU.

  Request an application

• Higher Rewards, Lower Interest

  Lanier FCU Rewards MasterCard

  Annual Percentage Rate on Purchases, Balance Transfers & Cash Advances  9.90-12.90%. Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. Membership eligibility requirements apply.

  Learn more Apply now

• Cyber Security Month

  Check your accounts, every day.

  While we always do our best to protect your accounts, updating your online passwords is a great way to protect your financial security.

  Banking Safety

• Fast cars? Fast loan approvals.

  Auto loan rates as low as 3.75% APR*

  *Annual Percentage Rate. Membership eligibility applies. Subject to credit approval.

  Apply now! Learn more

• Just starting to save for Christmas?

  Put it into a Money Market account for up to 3.00% APY*

  *Annual Percentage Yield (APY) rates are accurate as of 8/17/26. APYs are variable and may change at any time without notice.
  This is a five tiered account. Fees may reduce earnings.
  Accounts with seven or more transactions and below the minimum daily balance of $1,000 are subject to monthly fees of $10.
  Minimum withdraw amounts per check/withdrawal is $100.
  See Truth-In-Savings Disclosure for minimum balance requirements, withdrawal penalties, fees and interest computation.

  Learn more

• Good habits start young

  Come in to open an account now!

  When you open a kids' savings account and sign up for e-statements,
  you get a free piggy bank and earn competitive dividends!
  With each in-person deposit, you get to visit the treasure chest!

  Find your branch! Learn more

• FREEdom

  starts here

  Dividends at 2.15% APY*, ATM Refunds, and no account maintenance fees!

  Learn more *Disclosure