Skip to main content

About Us

Lanier Federal Credit Union (LFCU), was Federally chartered in 1969 as a Not-for-profit Financial Cooperative to serve employees of Chicopee Manufacturing Company (a division of Johnson & Johnson).  (f/k/a Chicopee Federal CU)  Due to additional requests for services in 1982, the charter was approved to serve two groups affiliated with Chicopee which were Lawson Heating & Air and Norton Company. Thus the name change to Tri-Plant Federal Credit Union.

By 1990, LFCU received approval from NCUA, the National Credit Union Administration, to add other select employee groups, who were requesting the Credit Union's financial services. By 1992, LFCU had received more than 40 requests from employers seeking our products and services.  At that time it was determined that a name change (Lanier FCU) and relocation were imperative for the rapidly growing Credit Union in order to be convenient for all the members.  It was a Win-Win for everyone as employees were finally introduced to affordable banking with less, (if any) fees, lower loan rates, more flexible terms and higher dividends on their savings.

During 1999, Gainesville City Employees Federal Credit Union requested to merge with Lanier FCU which would enable their employee group to become eligible for all Lanier FCU's products and services. The merger resulted in LFCU's first branch office in Gainesville.   As the demand for Credit Union services continued to grow, the NCUA granted Lanier FCU a Community Charter which enables the Credit Union to expand its membership to anyone who lives, works, worships or attends school within Hall County, GA.

In November 2021, Lanier Federal was approved by the NCUA to once again expand its membership.  In addition to Hall County, we are now proudly serving those who live, work, worship or attend school within Jackson County, GA.


To provide our members with an extensive range of products and services, superior rates, and maintain a financially secure institution all while offering exceptional personal service."


"We love our Members!" 

“Your credit union serving Your community!”®

“Over 50 years of excellence with our members in mind.”


“Continue to be the best financial solution for members within our community.”

Core Values

Lanier Federal seeks to be a Christ-centered organization that exudes honesty, integrity, and reliability. As well as offering a friendly, trustworthy, and secure environment for our members.

Statement of Condition

To reveiw the Credit Union's monthly statement of condition, please visit one of our branches.  You may also send an email to to request a current copy.  Click here for a copy of the Credit Union's by-laws.

National Credit Union Administration

The National Credit Union Administration (NCUA) provides insurance coverage of up to at least $250,000 for your Credit Union account, or accounts depending on which ones you currently have active.

Learn more about the type of accounts and the total amounts that the NCUA insures.