Shopping for a new or used car, truck or motorcycle? You're in the right place because we strive to match or BEAT dealership financing rates! You've already got plenty to think about: Makes, models, optional equipment, colors and so on. When it comes to financing, make it easy on yourself with an auto loan from LFCU.
We have loans available for new or used cars, and trucks. Our loans feature competitive interest rates and the kind of efficient, personalized service that only your credit union can provide.
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First Time Buyers
This program is designed for individuals making their first vehicle purchase. Buying a vehicle is a major commitment! Let our personal service be there to walk you through every step of the process.
Second Chance Auto Loans
This program is designed for individuals with past credit issues. We understand that unexpected things can happen and cause a financial strain. We also believe that you deserve a "second chance". This loan program can help you rebuild your credit and obtain an affordable, reliable auto.
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Did you know that your auto insurance may not cover everything that you expect it to?
In the event that your vehicle is deemed a total loss due to an accident or theft, your auto insurance policy will typically only cover the actual cash value (ACV) or market value (AMV) of your vehicle, less your deductible. This settlement could be significantly less than the amount you owe to your lender or leasing company due to depreciation and current market conditions. The final result is a financial GAP where you must make up the difference, which could mean thousands of dollars out of your pocket.
Let us change that!
Lanier Federal Credit Union’s Guaranteed Auto Protection Plus (GAP) is a loan/lease deficiency waiver that is not offered as insurance coverage. Guaranteed Auto Protection Plus Protects individuals who finance a new or used vehicle from the financial GAP.
The purchase of GAP is voluntary and cannot be required as a condition of credit approval. GAP covers the difference between the actual cash value of your vehicle and the loan/lease balance, less delinquent payments, late charges, refundable service warranty contracts and other insurance-related charges.
Guaranteed Auto Protection Plus will even cover your auto insurance deductible of $500 or $1,000.
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Making a Payment Has Never Been Easier!
- FREE Online & Mobile Banking
- FREE ACH Payments
- FREE Payroll Deduction
- FREE Transfers from other LFCU Accounts
New Pay-By-Phone with Debit/Credit
Call or come in and pay with your VISA Debit or Credit Card, or MasterCard with another Financial Institution! A 5% Processing Fee does apply.