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Savings Rates

The following dividend rates were declared to be paid by the board of directors effective March 31, 2020. Rates and other terms may change at any time without prior notice.

Savings / Money Market / Checking
Account Type Min Opening Deposit Min Balance to Earn APY Limitations* APY
Dividends will be compounded monthly and will be credited monthly based on average daily balance.
Rates may change monthly:
Money Market Account
($100,000 & Greater)
$2,500 $100,000 -- 0.50%
Money Market Account 
($25,000 - $99,999)
$2,500 $25,000 -- 0.35%
Money Market Account
($2,500 - $24,999)
$2,500 $2,500 -- 0.25%
Premier Checking
Account 
- 78
$25 $250 -- 0.05%
Prime Checking Account - 70 $25 $250 -- 0.02%
Freedom Checking Account - 74 $1 -- -- --
Dividends will be compounded quarterly and will be credited quarterly based on average daily balance.
Savings Rates
Regular Savings Account $5 $1 - $24,999
$25,000+
--
--
0.10%
0.15%
Kids Savings Account $5 $1 Transfer & Withdrawal* 0.15%
Teen Savings Account $5 $1

Transfer & Withdrawal*

0.15%
Christmas Club Savings $5 $1
 
Transfer & Withdrawal* 0.10%
Vacation Club Savings $5 $1 Transfer & Withdrawal* 0.10%
Traditional IRA, Roth IRA, Educational IRA 
($1.00 - $99,999)
$25 $25 Transfer & Withdrawal* 0.65%
Traditional IRA, Roth IRA, Educational IRA 
($100,000 & greater)
$25 $100,000 Transfer & Withdrawal* 0.75%
Share Certificates & IRA Certificates
Type Min. Opening Deposit Min. Daily Balance to Earn APY Limitations*
Share Certificates $500 $500 Term Deposit
IRA Certificates $500 $500 Term Deposit
Roth IRA Certificates $500 $500 Term Deposit

Since rates change frequently, please contact us for current rates and specials. 

* For additional information regarding the above accounts, please refer to the Truth-In-Savings-Disclosure.