The following dividend rates were declared to be paid by the board of directors effective September 3, 2024. Rates and other terms may change at any time without prior notice.
Savings / Money Market / Checking
| Account Type |
Min Opening Deposit |
Min Balance to Earn APY |
Limitations* |
APY |
Dividends will be compounded monthly and will be credited monthly based on average daily balance.
Rates may change monthly: |
Money Market Account
($100,000 & Greater) |
$2,500 |
$100,000 |
-- |
1.50% |
Money Market Account
($25,000 - $99,999) |
$2,500 |
$25,000 |
-- |
1.00% |
Money Market Account
($2,500 - $24,999) |
$2,500 |
$2,500 |
-- |
0.60% |
Premier Checking
Account - 78 |
$25 |
$1,500 |
-- |
0.05% |
| Prime Checking Account - 70 |
$25 |
$500 |
-- |
0.04% |
| Freedom Checking Account - 74 |
$1 |
-- |
-- |
-- |
| Genesis Checking Account - 75 |
$1 |
$100 |
-- |
0.03% |
| Dividends will be compounded quarterly and will be credited quarterly based on average daily balance. |
| Savings Rates |
| Regular Savings Account |
$5 |
$6 - $99,999
$100,000 + |
--
-- |
0.20%
0.20% |
| Kids Savings Account |
$5 |
$1 |
Transfer & Withdrawal* |
0.20% |
| Teen Savings Account |
$5 |
$1 |
Transfer & Withdrawal*
|
0.20% |
| Christmas Club Savings |
$5 |
$1
|
Transfer & Withdrawal* |
0.20% |
| Vacation Club Savings |
$5 |
$1 |
Transfer & Withdrawal* |
0.20% |
Traditional IRA, Roth IRA, Educational IRA
($1.00 - $99,999) |
$1 |
$1 |
Transfer & Withdrawal* |
0.30% |
Traditional IRA, Roth IRA, Educational IRA
($100,000 & greater) |
$100,000 |
$100,000 |
Transfer & Withdrawal* |
0.30% |
Share Certificates of Deposit (CD)
| Type |
Min. Opening Deposit |
APR / APY |
Limitations* |
|
Share Certificates
6 Month CD
12 Month CD
24 Month CD
GROWTH CD* (12 mos)
|
Effective 9/03/2024
$500.00
$ 500.00
$ 500.00
$500.00
|
3.75 %
4.10 %
3.25 %
3.80%
|
Term Deposit |
Since rates change frequently, please contact us for current rates and specials.
* For additional information regarding the above accounts, please refer to the Truth-In-Savings-Disclosure.