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Savings Rates

Annual Percentage Yield is accurate as of December 31, 2018. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Checking/Money Market/Savings Rates
Account Type Min Opening Deposit Min Balance to Earn APY Limitations* APY
Dividends will be compounded monthly and will be credited monthly based on average daily balance.
Rates may change monthly:
Money Market Account
($100,000 & Greater)
  -- -- 0.70%
Money Market Account 
($25,000 - $99,999)
  -- -- 0.60%
Money Market Account
($2,500 - $24,999)
$2,500 -- -- 0.50%
Premier Checking
Account 
- 78
$25 $1,500 -- 0.04%
Prime Checking Account - 70 $25 $500 -- 0.06%
Freedom Checking Account - 74 $1 -- -- --
Dividends will be compounded quarterly and will be credited quarterly based on average daily balance.
Savings Rates ($5 Minimum Investment)
Regular Savings Account $5 -- -- 0.35%
Kids Savings Account $5 $5 Transfer & Withdrawal* 0.35%
Teen Savings Account $5 $5

Transfer & Withdrawal*

0.35%
Christmas Club Savings $5 $5
 
Transfer & Withdrawal* 0.30%
Vacation Club Savings $5 $5 Transfer & Withdrawal* 0.30%
Traditional, Roth, Educational IRA 
($1.00 - $99,999)
       
Traditional, Roth, Educational IRA 
($100,000 & greater)
$25.00 $250.00 Transfer & Withdrawal* 0.65%
0.75%
Share Certificates & IRA Certificates
Type Min. Opening Deposit Min Balance to Earn APY Limitations* APY
Share Certificates $500 $500 Term Deposit  
IRA Certificates $500 $500 Term Deposit  
Roth IRA Certificates $500 $500 Term Deposit  

* For additional information regarding the above accounts, please refer to the Truth-In-Savings-Disclosure.