The following dividend rates were declared to be paid by the board of directors effective OCTOBER 1, 2025. Rates and other terms may change at any time without prior notice.
Savings / Money Market / Checking
| Account Type |
Min Opening Deposit |
Min Balance to Earn APY |
Limitations* |
APY |
Dividends will be compounded monthly and will be credited monthly based on average daily balance.
Rates may change monthly: |
|
Money Market Account
$250,000 & Greater ($150,000-$249,999) ($100,000-$149,999) ($25,000 - $99,999)
($1,000 - $24,999)
|
$1,000 $1,000 $1,000 $1,000
$1,000
|
$250,000 $150,000 $100,000 $25,000
$1,000
|
--
|
3.00% 2.25% 1.75% 1.00%
.50%
|
|
Freedom Checking Account - 74
* Dividends if criteria met / refer to Truth-in-Savings *APY on excess of $25,000
|
$1 |
--
|
--
Up to $25,000
|
--
2.25%
.04%
|
|
Genesis Checking Account - 75
* Dividends if criteria met / refer to Truth-in-Savings *APY on excess of $10,000
|
$1 |
-- |
--
Up to $10,000
|
1.00%
.02%
|
|
Savings Rates
Dividends will be compounded quarterly and will be credited quarterly based on average daily balance.
|
|
Regular Savings Account ($150,000 & Greater) ($100,000-$149,999) ($25,000 - $99,999) ($5 - $24,999)
|
$5 $5 $5 $5 |
$150,000
$100,000 $25,000 $5.00 |
--
-- |
0.18%
0.18% 0.15% 0.12% |
| Kids Savings Account |
$5 |
$1 |
Transfer & Withdrawal* |
0.12% |
| Teen Savings Account |
$5 |
$1 |
Transfer & Withdrawal*
|
0.12% |
| Christmas Club Savings |
$5 |
$1
|
Transfer & Withdrawal* |
0.10% |
| Vacation Club Savings |
$5 |
$1 |
Transfer & Withdrawal* |
0.10% |
Traditional IRA, Roth IRA, Educational IRA
($1.00 - $99,999) |
$25 |
$25 |
Transfer & Withdrawal* |
0.25% |
Traditional IRA, Roth IRA, Educational IRA
($100,000 & greater) |
$100,000 |
$100,000 |
Transfer & Withdrawal* |
0.25% |
| * For additional information regarding the above accounts, please contact the Credit Union. |
Share Certificates of Deposit (CD)
| Type |
Min. Opening Deposit |
APR / APY |
Limitations* |
|
Share Certificates
6 Month CD
12 Month CD (GROWTH CD* )
24 Month CD
|
Effective 10/01/2025
$500.00
$ 500.00
$ 500.00
|
3.70 %
3.50 %
2.75 %
|
Term Deposit |
Since rates change frequently, please contact us for current rates and specials.
* For additional information regarding the above accounts, please reach out to the Credit Union.