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Compare Our Accounts

To become a member, you are required to open a savings account. An initial $10.00 is required to open the account which includes a one-time $5.00 membership fee and $5.00 deposit.

NON-MEMBERS ONLY .  Current LFCU members please contact us       or come by a branch to make changes

Compare Our Checking Accounts
Features Freedom Genesis Prime Premier
Apply Apply Now Apply Now Apply Now Apply Now
Age Range For ages 15 years and up (ages 15-17 require a Joint Owner on account) For ages 15-23 yrs (ages 15-17 require a Joint Owner on Account) For ages 55 and up For ages 15 years and up (ages 15-17 require a Joint Owner on Account)
Minimum Deposit Minimum opening deposit of $1.00 Minimum opening deposit of $1.00 Minimum Opening Deposit of $25.00 Minimum Opening Deposit of $25.00
e-Statements MUST be enrolled in e-Statements MUST be enrolled in e-Statements N/A N/A
Minimum Balance NO minimum balance requirement NO minimum balance requirement N/A N/A
Monthly Service Charge NO monthly service charges NO monthly service charges NO monthly service charges when you have a monthly direct deposit or a daily average balance of $500.00 (otherwise $5.00 per month) NO monthly service charges if you keep a daily average balance of $1,500.00 or an aggregate daily balance of at least $5,000.00 (otherwise $10.00 per month)
VISA Debit Card & Checks First VISA Debit Card FREE and first order of Standard Checks FREE First VISA Debit Card FREE and first order of Standard Checks FREE FREE Standard Checks and Unlimited Check Writing First VISA Debit Card FREE
FREE
Standard Checks and Unlimited Check Writing
Dividends N/A Earns competitive dividends (compounded monthly) with a $100.00 minimum Earns competitive dividends (compounded monthly) with a $500.00 minimum balance Earns competitive dividends (compounded monthly) with a $1,500.00 minimum balance

The following features apply to all checking accounts:

  • FREE ATM services (Other financial institutions may charge terminal fees)
  • FREE Mobile Check Deposit (*must be enrolled in e-statements)
  • FREE Online and Mobile banking (including e-statements)
  • FREE Account Protection Tools (Card Valet & Fraud Alerts via call or text)
  • Overdraft protection linked with savings, a pre-approved line of credit or courtesy pay
  • Bill Pay
  • Direct Deposit
  • Stop Payment
Compare Our Savings Accounts
Features Regular Savings Money Market Account
Apply Apply Now Apply Now
Minimum Balance $5.00 minimum deposit Minimum of $2,500
Fees N/A NO monthly fee if you stay within six transactions per month and maintain a $2,500 balance monthly. Otherwise, there is a $10 fee per month.
Withdrawals To withdraw money from your savings account, simply stop by our branches or got to an ATM The minimum amount of money that you may withdraw is $100 per check/withdrawal
Statements Quarterly statements available four hours after quarter-ends, or longer for mailed statements You'll be entered into drawings and invited to cool exclusive events throughout the year for a chance to win some really cool stuff!
Dividends A competitive interest rate paid quarterly on the average daily balance in your savings account Earns Competitive Dividends