To become a member, you are required to open a savings account. An initial $10.00 is required to open the account which includes a one-time $5.00 membership fee and $5.00 deposit.
NON-MEMBERS ONLY . Current LFCU members please contact us or come by a branch to make changes
Compare Our Checking Accounts
| Features |
Freedom |
Genesis |
Prime |
Premier |
| Apply |
Apply Now |
Apply Now |
Apply Now |
Apply Now |
| Age Range |
For ages 15 years and up (ages 15-17 require a Joint Owner on account) |
For ages 13-23 yrs (ages 13-17 require a Joint Owner on Account) |
For ages 55 and up |
For ages 15 years and up (ages 15-17 require a Joint Owner on Account) |
| Minimum Deposit |
Minimum opening deposit of $1.00 |
Minimum opening deposit of $1.00 |
Minimum Opening Deposit of $25.00 |
Minimum Opening Deposit of $25.00 |
| e-Statements |
MUST be enrolled in e-Statements |
MUST be enrolled in e-Statements |
N/A |
N/A |
| Minimum Balance |
NO minimum balance requirement |
NO minimum balance requirement |
N/A |
N/A |
| Monthly Service Charge |
NO monthly service charges |
NO monthly service charges |
NO monthly service charges when you have a monthly direct deposit or a daily average balance of $500.00 (otherwise $5.00 per month) |
NO monthly service charges if you keep a daily average balance of $1,500.00 or an aggregate daily balance of at least $5,000.00 (otherwise $10.00 per month) |
| VISA Debit Card & Checks |
First VISA Debit Card FREE and first order of Standard Checks FREE |
First VISA Debit Card FREE and first order of Standard Checks FREE |
FREE Standard Checks and Unlimited Check Writing |
First VISA Debit Card FREE
FREE Standard Checks and Unlimited Check Writing |
| Dividends |
N/A |
Earns competitive dividends (compounded monthly) with a $100.00 minimum |
Earns competitive dividends (compounded monthly) with a $500.00 minimum balance |
Earns competitive dividends (compounded monthly) with a $1,500.00 minimum balance |
The following features apply to all checking accounts:
- FREE ATM services (Other financial institutions may charge terminal fees)
- FREE Mobile Check Deposit (*must be enrolled in e-statements)
- FREE Online and Mobile banking (including e-statements)
- FREE Account Protection Tools (Card Valet & Fraud Alerts via call or text)
- Overdraft protection linked with savings, a pre-approved line of credit or courtesy pay
- Primary account owner must be 18 to have an overdraft line of credit or courtesy pay
- Bill Pay
- Direct Deposit
- Stop Payment
Compare Our Savings Accounts
| Features |
Regular Savings |
Money Market Account |
| Apply |
Apply Now |
Apply Now |
| Minimum Balance |
$5.00 minimum deposit |
Minimum of $2,500 |
| Fees |
N/A |
NO monthly fee if you stay within six transactions per month and maintain a $2,500 balance monthly. Otherwise, there is a $10 fee per month. |
| Withdrawals |
To withdraw money from your savings account, simply stop by our branches or got to an ATM |
The minimum amount of money that you may withdraw is $100 per check/withdrawal |
| Statements |
Quarterly statements available four hours after quarter-ends, or longer for mailed statements |
You'll be entered into drawings and invited to cool exclusive events throughout the year for a chance to win some really cool stuff! |
| Dividends |
A competitive interest rate paid quarterly on the average daily balance in your savings account |
Earns Competitive Dividends |