Checking Accounts

FREEdom Checking

  • Minimum of $1 to open
  • No minimum deposit required
  • No monthly service charge
  • First Debit Card & order of checks is free
  • FREE ATM withdrawals (Charged by LFCU), mobile banking, home banking, bill pay and more

Prime Checking

  • No monthly service charge on accounts with a minimum average daily balance of $750
    (otherwise $7.50 per month)
  • 25 Checks FREE per month
  • First 6 ATM withdrawals of transfers per month FREE
  • Earns Dividends
  • First VISA debit card FREE

Prime + Checking

  • No monthly service charge on accounts with a minimum average daily balance of $2,000 (otherwise $10 per month)
  • Unlimited Check Writing
  • Earns Dividends
  • First VISA debit card FREE

Premier Checking

  • Available for those age 55 or older
  • Unlimited check writing
  • No monthly service charge with a minimum balance of $5,000 or an aggregate balance of at least $20,000 (otherwise $10 per month)
  • FREE Standard Safe Deposit Box, Loan App, Money Orders, Bank Drafts, Money Wires
  • First Debit Card FREE
  • No ATM fees (Charged by LFCU)
  • FREE Standard & Duplicate check orders
  • FREE ATM withdrawals (Charged by LFCU), mobile banking, home banking, bill pay and more.
  • Earns dividends

The following features apply to all checking accounts:

  • FREE ATM services (Banks may charge terminal fees)
  • FREE online and mobile banking-including e-statements
  • Overdraft protection linked with savings, a pre-approved line of credit or courtesy pay
  • Direct Deposit
  • Stop Payment

Direct Deposit

You can arrange to have your payroll, Social Security, pension or any other recurring check deposited directly into your Lanier FCU checking or savings account. By doing so, you can eliminate the possibility of losing your check, direct deposit funds usually arrive quicker into your account. Please fill out, print and bring this form into LFCU, or scan completed forms to lfcu@lanierfcu.org

Please contact us if you have any questions about direct deposit.