Second Chance Auto Loans¹Copyright: <a  data-cke-saved-href='' href=''>sifotography / 123RF Stock Photo</a>

This program is designed for individuals with past credit issues. We understand that unexpected things can happen and cause a financial strain. We also believe that you deserve a "second chance". This loan program can help you rebuild your credit and obtain an affordable, reliable auto.

Program Guidelines:

  • Maximum vehicle age of 10 years.

  • Maximum mileage of 150,000 miles. 

  • Minimum down payment of 20%.

Apply Now

¹LFCU credit approval required. Other Stipulations may apply.

Making a Payment Has Never Been Easier!

FREE Online & Mobile Banking
FREE ACH Payments
FREE Payroll Deduction
FREE Transfers from other LFCU Accounts

New Pay-By-Phone with Debit/Credit

Call or come in and pay with your VISA Debit or Credit Card, or MasterCard with another Financial Institution! A 2% Processing Fee does apply.