FAQs

There aren't any branches where I live, how can I do my banking with Lanier Federal Credit Union? 
You can bank with LFCU no matter where you live as long as you work, worship or attend school in Hall County, GA. Services like home banking, and bank by phone give you access to our banking services whenever and wherever it's convenient for you. 

What about paying bills online? Can I pay my bills online?
Absolutely! With our FREE Online Bill Pay service, you have instant access to your money. You can pay your credit card bill, gas bills and more with us. Additionally, you are able to schedule bills to be paid one time only, or on a set schedule.

Is Home Baking safe and secure?
Yes. We use a protected server when you log in to your Home Banking, or Mobile Banking, coming soon. 

How can I get cash out but avoid ATM charges if I am not near an LFCU ATM?
As long as you have a checking account with us, it's very easy for you to get cash. We provide you with a debit card that you can use to obtain cash at a local ATM – whenever you need it. To avoid fees, use your debit card and select the 'Cash Back' option at participating retailers. 

Important Notice: Nonproprietary ATM terminal owner fees will not be reimbursed by LFCU at this time.

Do I have to do my banking during regular business hours?
We certainly love you see you at LFCU, but if you are unable to come in the branch, the most convenient option would be to enroll in Home Banking. Home Banking and Phone Banking are 24/7.

What is LFCU's routing number?
The routing number is 261173352.

Are my accounts federally insured?
Your deposits are insured, up to $250,000 per individual depositor, by the National Credit Union Share Insurance Fund (NCUSIF). The National Credit Union Administration (NCUA) is the independent agency that administers the NCUSIF. Like the FDIC's Deposit Insurance Fund, the NCUSIF is a federal insurance fund backed by the full faith and credit of the United States government.

NCUA share insurance covers all types of deposits, including deposits in a share draft account, share savings account, or time deposit such as a share certificate. NCUA insurance covers depositors' accounts dollar-for-dollar, including principal and any accrued interest through the date of the insured credit union's closing, up to the insurance limit. 

Still have questions? Feel free to Live Chat a representative during business hours or leave a message if not during business hours.