Lanier Federal Credit Union
LANIER
Share Rates $5 minimum investment
Annual Percentage Yield is accurate as of October 31, 2008. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Account Type Minimun Opening
Deposit
Minimum Balance
to Earn APY
Limitations* Annual
Percentage
Yield

Dividends will be compounded quarterly and will be credited quarterly based on average daily balance.

Regular Share Account
  $50,000.00 & greater
  $25,000.00 - $49,999.99
  $10,000.00 - $24,999.99
  $1000.00 - $9,999.99
  $100.00 - $999.99
 
 
 
 
 
$5.00
 
--
--
--
--
--
 
Transfer & Withdrawal*
Transfer & Withdrawal*
Transfer & Withdrawal*
Transfer & Withdrawal*
Transfer & Withdrawal*
 
0.903%
0.802%
0.701%
0.601%
0.401%
Kids Club Account
  $100.00 or Greater
 
--
 
---
 
Transfer & Withdrawal*
 
0.501%
Christmas Club Share Account
  $100.00 or Greater
 
--
 
--
 
Transfer & Withdrawal*
 
0.50%
Vacation Club Share Account
  $100.00 or Greater
 
--
 
--
 
Transfer & Withdrawal*
 
0.50%
Traditional IRA
$250.00
$250.00
Transfer & Withdrawal*
0.903%
Dividends will be compounded monthly and will be credited monthly based on average daily balance.
Money Market Account
  $75,000.00 & greater
  $50,000.00 - $74,999.99
  $25,000.00 - $49,999.99
  $10,000.00 - $24,999.99
  $2,500.00 - $9,999.99
 
 
 
 
 
$2500.00
 
--
--
--
--
--
 
--
--
--
--
--
 
2.25%
2.010%
1.764%
1.510%
1.257%
Basic Checking Account $100.00 $250.00 --- 0.10%
Prime Checking Account $100.00 $750.00 --- 0.15%
Prime-Plus Checking Account $100.00 $5,000.00 --- 0.25%
Premier Checking Account $100.00 $250.00 --- 0.10%
Freedom Checking Account --- --- --- ---
* For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.


Regular & IRA Certificates

*$500.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Please contact Credit Union for current CD rates.

We strive to pay you higher dividends.

* For additional information regarding certificates, please refer to the Truth-In-Savings Fee Schedule.
 
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