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Let our loan officers save you time and money! Since rates change frequently, should you qualify for a better advertised offer than ours, which seldomly occurs, our loan officers will strive to beat your best offer, saving you even more money!! Lanier Federal Credit Union.....We're hard to beat!!!
In the market for a new car, don't be fooled by the dealer's advertisements: A supposed 0.00% rate has minimal repayment terms, down payments are large, you waive your substantial rebate, and qualifications are extreme. Let Lanier Federal Credit Union lower your payments and save you time, money & frustration. Let the dealer know upfront that you want your Credit Union to handle your financing! We offer you extended warranties, GAP and more, all at fractions of the dealer's cost. Dare to compare! What have you got to lose, its just money, right?
Annual
Percentage Yield is accurate as of October 3, 2008.
| |
| Term |
Annual
Percentage Rate |
| up
to 48 months |
rates
as low as |
5.75%*** |
| up
to 60 months |
rates
as low as |
5.99%*** |
|
(loans over $25k up to 72 months) |
rates
as low as |
6.25%*** |
|
| |
| Year
Model |
Term |
Annual
Percentage Rate |
| Year
Models 2007 - 2005 |
up
to 54 months |
rates
as low as |
6.99%*** |
| Year
Models 2004 - 2003 |
up
to 48 months |
rates
as low as |
7.99%*** |
| Year
Models 2002 & older |
up
to 30 months |
rates
as low as |
9.75%*** |
| |
|
|
|
|
| |
| Year
Model |
Term |
Annual
Percentage Rate |
| New |
up
to 60 months |
rates
as low as |
7.50%*** |
| Used |
|
|
|
| Year
Models 2007 - 2003 |
up
to 48 months |
rates
as low as |
8.50%*** |
| Year
Models 2002 & older |
up
to 36 months |
rates
as low as |
10.25%*** |
|
| |
| Type |
Term |
Annual
Percentage Rate |
| New
Boats & Campers |
up
to 60 months |
rates
as low as |
7.50%*** |
| Used
Boats & Campers |
up
to 60 months |
rates
as low as |
8.50%*** |
| New
RV's |
SEE
NEW AUTO TERMS AND RATES |
| Used
RV's |
SEE
USED AUTO TERMS AND RATES |
|
| ATVs,
Dirt Bikes, Jet Skis: |
|
|
| Type |
Term |
Annual
Percentage Rate |
| New |
up
to 60 months |
rates
as low as |
9.75%*** |
| Used |
up
to 48 months |
rates
as low as |
10.75%*** |
|
| |
| Type |
Term |
Annual
Percentage Rate |
| Signature
Loan |
up
to 60 months |
rates
as low as |
13.75%*** |
| Share
Secured |
varies
by loan amount |
Share
rate + |
3.00%*** |
| Overdraft Protection |
variable |
|
18.00% |
| Type |
Term |
Annual
Percentage Rate |
| Certificate
Secured |
based
on maturity |
Certificate
rate + |
2.00%*** |
| Home Equity Line |
variable |
as low as |
Prime*** |
|
| |
| Type |
Annual
Percentage Rate |
| Base
Rate |
as low as 9.9%*** |
|
If you find a better advertised rate, contact our loan officers for our current rates. We strive to offer you the best possible loan rates!
***Rates
change frequently. Your annual percentage rate is based
on your credit profile/beacon, term, age, and value
of collateral. Members with excellent credit profiles
will receive the lowest rates. Those with past credit
problems will receive rates consistent with their credit
history. Our loans are simple interest, closed end notes.
Extended terms are based on amount financed. Loan fee
applies on all but share and certificate secured loans.
Fee does not account for lien recording or membership
requirements. Please speak with a Loan Officer for details. |
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