|
GAS CARDS ON AUTO LOANS*
*Ask us for details
Let our loan officers save you time and money! Since rates change frequently, should you qualify for a better advertised offer than ours, which seldomly occurs, our loan officers will strive to beat your best offer, saving you even more money!!
In the market for a new car, don't be fooled by the dealer's advertisements: A supposed 0.00% rate has minimal repayment terms, down payments are large, you waive your substantial rebate, and qualifications are extreme. Let Lanier Federal Credit Union lower your payments and save you time, money & frustration. Let the dealer know upfront that you want Lanier Federal Credit Union to handle your financing! What have you got to lose, it's just money, right?
Click here to apply
Lanier Federal Credit Union.....We're hard to beat!!!
Annual
Percentage Yield is accurate as of November 1, 2011.
| Loan Type |
Terms (Months) |
Interest Rate1 |
|
| New Autos: Purchase/Refinance (add .5% for cash out) |
| NEW - 2008 year model |
48 months or less |
2.49%* |
| |
49 - 60 months |
2.75%* |
| Max 100k miles for >60 mos |
61 - 72 months |
2.99%* |
|
| 2007 - 2004 year model |
48 months or less |
3.75%* |
| Max 100k miles for >48 mos |
49 - 60 months |
3.99%* |
|
| 2003 & older year model |
25 - 36 months |
5.49%* |
Max 100k miles for >36 mos
*Max mileage any vehicle 150* |
37 - 48 months |
5.99%* |
|
| Second Chance Auto Loans. We can help! Ask a loan officer for details. |
| New Motorcycles: Purchase/Refinance |
| |
48 months or less |
5.75%* |
| |
49 - 60 months |
5.99%* |
| |
61 - 72 months |
6.99%* |
|
| Used Motorcycles: (add 1% for cash out) |
| Used - 2000 year model |
Up to 36 months |
6.75%* |
| |
37 - 48 months |
6.99%* |
| |
49 - 60 months |
7.49%* |
|
| Recreational Vehicles: New Boat/Camper - (Purchase only, no cash out) |
| |
up to 60 months |
6.49%* |
| |
61 - 96 months |
6.99%* |
| |
97 - 120 months |
7.49%* |
|
| Recreational Vehicles: Used Boat/Camper |
| Used - 2000 year model |
same |
Add 1% to new rate* |
|
| ATV, Dirt Bike, Jet Ski, Mowers, Tractors: |
| New |
49 - 60 months |
7.99%* |
| |
48 months or less
|
7.25%* |
| Used - 2000 |
37 - 48 months |
8.99%* |
| |
36 months or less |
8.25%* |
|
| Signature: |
|
up to 60 months |
11.99%* |
| Computer Special |
Maximum $1500/ 24 months |
9.99%* |
|
| Share Secured: |
|
Varies by loan amount |
Share rate + 3% |
|
| CD Secured: |
|
Based on maturity |
CD rate + 2% |
|
| Overdraft Protection: |
|
| MasterCard: |
|
| Mortgages: |
|
If you find a better deal, contact our Loan Officers…we strive to offer you the best possible loan rates!!
1 Daily interest rate, APR may differ
* Rates are subject to change without notice. Your interest rate is based on your credit profile/beacon, term, age, and value of collateral, as well as LFCU underwriting guidelines. Those with past credit problems will receive rates consistent with their credit history. Our loans are simple interest, closed end notes. Extended terms are based on amount financed. Loan processing fee up to $50 may apply on some loans. Fee does not account for lien recording or membership requirements. Non-Members must pay membership fee ($10) outside of loan. Please speak with a Loan Officer for details.
ASK US ABOUT REFINANCING YOUR VEHICLE TODAY!!! |
