Let our loan officers save you time and money! Since rates change frequently, should you qualify for a better advertised offer than ours, which seldomly occurs, our loan officers will strive to beat your best offer, saving you even more money!!
In the market for a new car, don't be fooled by the dealer's advertisements: A supposed 0.00% rate has minimal repayment terms, down payments are large, you waive your substantial rebate, and qualifications are extreme. Let Lanier Federal Credit Union lower your payments and save you time, money & frustration. Let the dealer know upfront that you want Lanier Federal Credit Union to handle your financing! What have you got to lose, it's just money, right?
- UP TO 100% MSRP/NADA RETAIL FOR QUALIFIED MEMBERS
- REFINANCE YOUR VEHICLE TO REDUCE YOUR PAYMENTS
- EXTENDED WARRANTIES AVAILABLE
- GAP COVERAGE AVAILABLE
- PAYMENT PROTECTION AVAILABLE
Lanier Federal Credit Union.....We're hard to beat!!!
Annual
Percentage Yield is accurate as of June 2010.
| Loan Type |
Terms (Months) |
Interest Rate1 |
|
| New - 2006 Autos: Purchase/Refinance (add .5% for cash out) |
| |
up to 48 months |
4.49%* |
| |
up to 60 months |
4.99%* |
| |
up to 72 months |
5.49%* |
|
| Used Autos: |
| 2005 - 2002 year model |
up to 60 months
up to 48 months
up to 36 months |
6.25%*
5.99%*
5.75%*
|
| 2001 - older |
up to 48 months
up to 36 months |
6.99%*
6.75%* |
|
| New Motorcycles: Purchase/Refinance (add 1% for cash out) |
| |
up to 48 months |
6.25%* |
| |
up to 60 months |
6.75%* |
| |
up to 72 months |
7.50%* |
|
| Used Motorcycles: |
| 2008 - 2000 year model |
up to 36 months
37 - 48 months
49 - 60 months |
7.25%*
7.50%*
7.99%* |
|
| Recreational Vehicles: New Boat/Camper |
| |
up to 60 months |
7.25%* |
| |
61 - 96 months |
7.75%* |
| |
97 - 120 months |
8.25%* |
|
| Recreational Vehicles: Used Boat/Camper |
| 2008 - 2000 year model |
Same as above |
Add 1% to new rate* |
|
| ATV, Dirt Bike, Jet Ski: |
| New |
48 months or less
49 - 60 months |
8.25%*
8.50%* |
| Used |
36 months or less
37 - 48 months |
9.25%*
9.50%* |
|
| Signature: |
|
| Share Secured: |
|
Varies by loan amount |
Share rate + 3% |
|
| CD Secured: |
|
Based on maturity |
CD rate + 2% |
|
| Overdraft Protection: |
|
| MasterCard: |
|
| Mortgages: |
|
If you find a better deal, contact our Loan Officers…we strive to offer you the best possible loan rates!!
1 Daily interest rate, APR may differ
* Rates are subject to change without notice. Your interest rate is based on your credit profile/beacon, term, age, and value of collateral, as well as LFCU underwriting guidelines. Those with past credit problems will receive rates consistent with their credit history. Our loans are simple interest, closed end notes. Extended terms are based on amount financed. Loan processing fee of $50 applies to all loans. Fee does not account for lien recording or membership requirements. Non-Members must pay membership fee ($10) outside of loan. Please speak with a Loan Officer for details.
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