Lanier Federal Credit Union
LANIER

credit cards

At Lanier Federal Credit Union, we offer the MASTERCARD® credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a Lanier Federal Credit Union MASTERCARD® Card. You'll enjoy the following benefits:

  • No annual fee
  • Secured and unsecured fixed rates
  • 25 day grace period before finance charges accrue

Please click here to access Mastercard Online.

Please click here to report a lost or stolen Lanier FCU MASTERCARD® Classic credit card.

FEATURES MASTERCARD®
Annual Percentage Rate (rates fixed) as low as 9.9%
Other Annual Percentage Rate
(cash advance & balance transfers)
as low as 9.9%
Annual Membership Fee NONE
Method of Computing Balance Average Daily Balance
Minimum Finance Charge NONE
Transaction Fee For Purchases NONE

Cash Advance Fee: 2.25%
Over-Credit-Limit Fee: $25.00
Late Payment Fee: 5% or $35.00, whichever is greater.
Charges incurred by use of the MASTERCARD® card are due on receipt of the account statement.

* Subject to normal credit requirements
Return Check Fee: $25.00
Request for Statement Copy Fee: $5.00
Card Replacement Fee: No charge if lost or stolen, otherwise $5.00
 
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