At Lanier FCU, you can choose from four terrific checking plans:

	Prime Checking
	No service charge on accounts with a minimum balance of $750. $7.50 service charge applied to accounts with balance less than $750. 25 free checks per month First 6 ATM withdrawals or transfers per month free Earns dividends
Free-dom Checking	Premier Checking
No minimum to open No minimum deposit requirement No monthly service charge 1st order of checks free Free ATM withdrawals (Charged by your Credit Union) Free VISA Check Card	Available for those age 55 or older No monthly service charge on accounts with a minimum balance of $5,000 or an aggregate balance of at least $20,000 (otherwise $10 per month) Unlimited check writing No ATM fees (Charged by your Credit Union) Free Standard, Duplicate check orders Free Services: Money Orders, Traveler's Checks, Bank Drafts, Loan Application Fee's, Wire Fee's and Free Standard size safe deposit box. Earns dividends
Prime-Plus Checking
No monthly service charge on accounts with a minimum balance of $2,000 (otherwise $10 per month) Unlimited check writing No ATM fees (Charged by your Credit Union) Earns dividends

The following features apply to all checking accounts:

• Free ATM services via STAR®, CIRRUS®, VISA© and MASTERCARD© systems
  (Banks may charge terminal fees)
• Account access through Telemate, our 24-hour telephone response system
• Pre-authorized automatic drafts (no charge)
• Overdraft protection with savings or a pre-approved line of credit
• Consolidated monthly statements
• Direct deposit
• Stop payment
• No-fee VISA© Debit Card

Helpful Resources
				Guides To Independence